For those who do not understand insurance coverage, it is as below.
- Personal accident: Covered in the event of death or permanent disability (within 365 days after the accident date). Compensation payments are a scale of benefits, which vary by insurance company.
- Medical expenses: Protection against hospitalization, hospital or surgical fees, outpatient medical fees as well as daily allowances up to a maximum number of days (if hospitalized over 24 hours)
- Loss of travel deposit or shortening of travel: Payment of expenses incurred as a result of travel expenses, or accommodation costs if you wish to shorten travel.
- Loss of personal goods or money: Protection against specified goods, resulting from the vehicle being taken (bus, taxi and so on).
- Lost passport: Compensation will be given for hotel, travel and other expenses in the countries visited, pending passport missing. Report passport loss within 24 hours.
- Personal liability: Legal protection of liability for you, in the event of a third party bodily injury due to you, or you cause damage and loss to third party property.
- Luggage delay: Spending compensation will be given the expense you spend on buying essential clothing or personal items if your luggage is lost for at least 12 hours arriving at the destination.
- Travel delays: In the event of a delay or flight delay of more than 12 hours outside of your control, compensation will be provided at certain rates.
- Vehicle hijacking: If your trip is interrupted for more than 12 hours due to a car hijacking, the insurance company will pay daily for the maximum number of days.
- Delivery of the corpse: Substitution payable to the legal representative of the insured for the return of the body will be given in the event of death.
For more information about Cheap Travel Insurance Malaysia, please visit https://www.lonpac.com/
